Shred it!



Last week Focus Financial hosted its second annual Shred-It event at Insight Brewing in NE Minneapolis.

Each year clients bring their sensitive documents to be destroyed in a secure way. Then we celebrate over a beer and burger from Simply Steve’s Food Truck. Tim Mahoney provided live entertainment to warm up the crowd on a cold and wet Thursday night.

In case you missed it, here’s a brief list of what you can safely discard and when:



Shred Immediately

  • ATM receipts
  • Paid credit card statements
  • Paid utility bills
  • Credit offers
  • Cancelled checks (that are not tax-related)
  • Expired warranties

Up to 1 Year

  • Pay stubs
  • Bank statements
  • Paid, undisputed medical bills

After 7 Years

  • Tax-related receipts
  • Tax-related cancelled checks W-2s
  • Records for tax deductions taken

It Depends…

  • Auto titles: Keep as long as you own the vehicle
  • Home deeds: Keep as long as you own the property
  • Disputed medical bills: Keep until the issue is resolved
  • Home improvement receipts: Keep until you sell your home and pay any capital gains taxes

Keep Forever

  • Birth certificates
  • Social Security Cards
  • Marriage or Divorce Decrees
  • Citizenship Papers
  • Adoption Paper
  • Death Certificates
  • Tax Returns

For more info on protecting sensitive, private information, go to