Only 2 Days Left For Seniors To Make A Major Healthcare Decision

Photo by Martin Brosy on Unsplash

If you are a Minnesotan age 65 or older and have what is known as a Medicare Cost Plan, you may experience changes to your insurance that will go into effect in 2019.

The State of MN estimates that up to 200,000 Minnesotans will be required to take action during the current enrollment period to obtain replacement coverage for 2019. Another 125,000 or so may be “auto-enrolled” into new Medicare Advantage Plans with their current insurer.

Medicare open enrollment began October 15, but it will end December 7th.

Health insurance and Medicare are complicated. The available plans and their benefits, such as drug coverage, networks and other benefits, will vary. While many seniors will be auto-enrolled into new plans, these new plans may not always be what is best for you and your spouse. The decisions you make on December 7th may have significant financial consequences.

To help clients sort through it all I usually recommend that they talk to an insurance agent with expertise in the private insurance and Medicare market. My guy for these matters is Greg Mergens. His contact info is listed below. Please contact him directly.

Greg Mergens, gregmergens@yahoo.com, 651.354.7310.

For more information:

Minnesota Senior Linkage Line: 1.800.333.2433

Medicare: 1.800.MEDICARE

MN Department of Commerce: 1.800.657.3602  Changes in Medicare PDF Doc