The first Tuesday in December is “Giving Tuesday”. Last week we
gave thanks for the blessings in our lives. The week before Minnesotans gave to
the max as they donated over $21.6 million to their favorite charities on Give
To The Max Day 2019.
This time of year is definitely the season for giving.
Of course, you can make a financial gift at any time of the
year, but during the holidays people tend to give more as they try to meet
year-end tax deadlines before the next tax year begins.
Dana Holt, founder of Holt Consulting, is charitable gift planning educator, coach and professional
speaker. She teaches financial advisors, planned giving professionals and
others how to make the most of their clients’ resources to make a difference in
lives of others and the organizations they love.
Below is a guest post from Dana regarding three common, but very
effective strategies to make the most of your year-end charitable gifts.
I am taking a couple extra days off for the Thanksgiving holiday this week. Below I am re-posting a blog post from just a few years ago regarding 10 Reasons To Support Your Favorite Small Business This Saturday.
I hope you will give it a quick read and support your
favorite local businesses wherever you may find them.
As always, I am forever grateful for your support, the fact
that you are reading these words, and that you allow me to serve you as your
Reasons To Target Your Favorite Small Business This Saturday
Unfortunately, with the rise of technology there have
been more and more accounts of retirees being targeted for financial scams to
rob them of their wealth or identities. Because scammers have gained an understanding
of how to trick and manipulate this generation, it has become quite common for
them to gain access to bank accounts, personal information and in some cases,
Learning about the common risks can mean the
difference between you or your loved ones remaining protected or playing right
into the tricks of scam artists.
It’s official. Minnesotans are the most charitable people in the country.
WalletHub recently ranked Minnesota as the nation’s most charitable state for 2018 using a methodology based on 18 different metrics. More specifically, we were ranked #1 in the nation for “Volunteering & Service” and #4 for “Charitable Giving”.
Open enrollment season for Medicare is well underway and runs through December 7.
This open enrollment period provides Medicare users an
opportunity to re-shop their healthcare and drug coverage choices, and consider
other options for the year ahead.
If you’re enrolled in Medicare you should receive an
Annual Notice of Change (ANOC) and Evidence of Coverage (EOC) from your plan
provider by the end of every September. Review this information carefully
because any changes to co-pays, premiums, deductibles, drug costs or network
providers will be listed in these documents.
If you’re happy with the coverage you have, you don’t need
to do anything and your policy will simply auto-renew.
Changes to your existing plan or changes to your health
may make another plan a better option for you. Take some time now to determine
if you should switch and then do so before the open enrollment period ends.