Financial planning isn’t about maximizing investment
returns, minimizing taxes, or developing strategies to pay less for college or
beef up your Social Security check.
It’s really about structuring your personal and financial
resources so you can get more joy and happiness from life. That means making
the most of the next 90 days, even if it’s not always very summerlike outside.
As a planner, I am fond of lists. I love to create them and
attach them to walls, refrigerators and computer monitors. Sometimes I even get
to experience the sweet satisfaction of crossing things off them.
I find that a good list not only helps me define and
prioritize my goals, it helps me remember what I wanted to do in the first
Without a good list, I am likely to find myself at the MN State Fair wondering how I managed to let another summer slip through my fingers.
For the past several years, in lieu of a traditional holiday gift like cookies or popcorn, I have made a financial contribution to Feed My Starving Children (FMSC) in honor of you, my client.
When I can, I also try to attend a packing event so that I can literally have a hand in the process of making this gift possible.
This past week our church, Incarnation Lutheran Church of Shoreview MN, packed over 780,000 meals at our annual FMSC Mobile Packing event. That’s enough to feed over 2,088 starving children around the world for an entire year!
One of the things I love about Feed My Starving Children is that FMSC is a living example of the miracles that can happen when enough people work together, for a common purpose, contributing what they can, over a long period of time.
Since their inception in 1987, FMSC has delivered over 2 billion nutritionally complete meals to
starving children around the world. 90% of the financial donations they receive
go directly toward feeding children.
To learn more about FMSC mobile packing experience, watch this video.
Whether you provide financial support to FMSC, contribute
your time to a packing event, or support businesses and others who do so, you
have been a part of this miracle as well.
Outside the sun is bright, the skies are blue and it couldn’t be a more beautiful winter day.
It also happens to be -30. Factoring in the wind, it “feels like” -50.
Schools, some government offices and many private businesses are closed. The local power company has just announced an urgent request for homeowners to dial back their thermometers to 60 to reduce demand on the power grid.
To me it sounds like a perfect day to work from home, break out the fingerless gloves, and get a jump on my 2018 tax return.
Of course, life doesn’t have to be this way. Some states never see temps fall below freezing and there’s even a few where state income taxes don’t exist.
However, the move to a more weather and tax friendly state comes at a price.
Before you sell the ice shanty and move to a state where the taxes and temps are more favorable, consider this: