If I Ran The World


Photo by Gregory Culmer on Unsplash

If I ran the world, everyone would get the last two weeks of the year off – off from work, off from the stress of life, just totally and completely off.

Alas, I do not run the world, and like you, I won’t be taking the last two weeks of the year off from work. However, I will be taking a couple weeks off from the blog.

Rest assured, the blog will return in the new year fresh with new content, a new look and feel (eventually – the new website is still a work in progress), and fired up for the possibilities and promise of the year ahead.

Merry Christmas and Happy Holidays to you and your family!

Retiree Health Care Coverage Overseas

Lake Louise, Alberta, Canada

One of my favorite topics to discuss with clients are their travel plans. The answers I get range from China to Europe and all across the U.S. One couple I know is visiting Norway right now and another will be traveling to Africa later this month.

Apparently, they are not alone. According to AARP, 47% of baby boomers expected to travel internationally in 2018.

Overseas travel may be one of the more popular aspirations in retirement, but it does raise an important question: “Will my health insurance coverage travel with me?”

What’s On Your Summer Bucket List?

Photo taken in Banff, Alberta, Canada by Mike Branch

Financial planning isn’t about maximizing investment returns, minimizing taxes, or developing strategies to pay less for college or beef up your Social Security check.

It’s really about structuring your personal and financial resources so you can get more joy and happiness from life. That means making the most of the next 90 days, even if it’s not always very summerlike outside.

Start a list.

As a planner, I am fond of lists. I love to create them and attach them to walls, refrigerators and computer monitors. Sometimes I even get to experience the sweet satisfaction of crossing things off them.

I find that a good list not only helps me define and prioritize my goals, it helps me remember what I wanted to do in the first place.

Without a good list, I am likely to find myself at the MN State Fair wondering how I managed to let another summer slip through my fingers.

Things I Am Grateful For This Thanksgiving

About this time of year my family starts to put together their Christmas list. It’s not just the kids. Adults, too, are encouraged (even expected) to produce a list of the stuff they’d like to receive for Christmas.

Instead, I propose we do a Gratitude List. A list of the things we are most grateful for and, frankly, could probably not live without.

Not in any particular order are just a few of the things I am grateful for this Thanksgiving. 

Why Financial Planning Is An Act Of Love

3 ways your financial plan says "I love you"

Photo by freestocks.org on Unsplash

According to the National Retail Federation, Americans will spend an estimated $19.6 billion on Valentine’s Day this year. With a little more than half of the American population participating in Valentine’s Day giving, that breaks down to about $143 per person.

While chocolates, candied hearts or a night out on the town can be great ways to express your love, I would argue that financial planning may be the ultimate act that says, “I love you and I care about you”.

Here’s why: