If I Ran The World


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If I ran the world, everyone would get the last two weeks of the year off – off from work, off from the stress of life, just totally and completely off.

Alas, I do not run the world, and like you, I won’t be taking the last two weeks of the year off from work. However, I will be taking a couple weeks off from the blog.

Rest assured, the blog will return in the new year fresh with new content, a new look and feel (eventually – the new website is still a work in progress), and fired up for the possibilities and promise of the year ahead.

Merry Christmas and Happy Holidays to you and your family!

Happy Thanksgiving 2019!


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I am taking a couple extra days off for the Thanksgiving holiday this week. Below I am re-posting a blog post from just a few years ago regarding 10 Reasons To Support Your Favorite Small Business This Saturday. 

I hope you will give it a quick read and support your favorite local businesses wherever you may find them.

As always, I am forever grateful for your support, the fact that you are reading these words, and that you allow me to serve you as your financial advisor.

10 Reasons To Target Your Favorite Small Business This Saturday

5 Things Your Adult Kids Must Do To Kick-start Their Financial Lives


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Getting an early start to one’s financial life is hard but super important. Nearly everyone I know who describes themselves as “financially successful” got that way by starting early and making a commitment to improving their financial security.

Now that your adult kids have graduated from college and summer is over, it’s time for them to get focused on building a strong financial foundation for their future.

Below are 5 things your adult kids must do to kick-start their financial lives:

7 Reasons To Fill Out the FAFSA

September is College Savings Month!

When most people read those words they naturally think about “saving up” for college.

When I talk about college savings, I am specifically referring to all the money you will save by becoming a smart consumer of a college education and actually paying less for your student’s college education.

After all, if a penny saved is a penny earned, then reducing your student’s college expenses, finding ways to increase your financial aid award, and paying less for their education is as good as any savings program out there, if not better.

Parents of high school seniors better act fast. The FAFSA goes live for the 2020/2021 school year on October 1st.

In the meantime, learn why the Free Application For Federal Student Aid (FAFSA) is so important in this guest post from my friend, Jeannie Burlowski, author of the book, Launch: How To Get Your Kids Through College Debt Free and Into Jobs They Love Afterwards.

Important Birthdays Over 50


Photo by Jorge Ibanez on Unsplash

My family has a lot of summer birthdays. My wife and I, both our kids, my dad, two of our siblings, a few aunts and uncles and several cousins all have birthdays within a few weeks of each other.

When my kids were little, they thought everyone had a summer birthday.

This summer my oldest will reach the first of many milestone birthdays: 16! And you know what that means: Vroom, Vroom and Cha Ching!

When you are older, milestone birthdays continue to roll on and eventually even “and-a-half” birthdays start to make a comeback.

In fact, starting at age 50, several birthdays and “half-birthdays” are critical to understand because they have implications regarding your retirement income.