If I Ran The World


Photo by Gregory Culmer on Unsplash

If I ran the world, everyone would get the last two weeks of the year off – off from work, off from the stress of life, just totally and completely off.

Alas, I do not run the world, and like you, I won’t be taking the last two weeks of the year off from work. However, I will be taking a couple weeks off from the blog.

Rest assured, the blog will return in the new year fresh with new content, a new look and feel (eventually – the new website is still a work in progress), and fired up for the possibilities and promise of the year ahead.

Merry Christmas and Happy Holidays to you and your family!

Take the 30-Day Brain Health Challenge


Photo by amoon ra on Unsplash

Over 5.7 million American’s live with Alzheimer’s or related dementia. Two thirds of them are women.

Although there is no known cure for the disease or specific, medical treatment for the prevention of Alzheimer’s, there may be steps you can take now to make brain health a priority.

Start by taking the 30-Day Brain Health Challenge sponsored by BeBrainPowerful.org.

What’s On Your Summer Bucket List?

Photo taken in Banff, Alberta, Canada by Mike Branch

Financial planning isn’t about maximizing investment returns, minimizing taxes, or developing strategies to pay less for college or beef up your Social Security check.

It’s really about structuring your personal and financial resources so you can get more joy and happiness from life. That means making the most of the next 90 days, even if it’s not always very summerlike outside.

Start a list.

As a planner, I am fond of lists. I love to create them and attach them to walls, refrigerators and computer monitors. Sometimes I even get to experience the sweet satisfaction of crossing things off them.

I find that a good list not only helps me define and prioritize my goals, it helps me remember what I wanted to do in the first place.

Without a good list, I am likely to find myself at the MN State Fair wondering how I managed to let another summer slip through my fingers.

Two Good Reasons To Think Twice About The New Tax Proposal

Photo Credit: NeONBRAND for Unsplash

Paying less in Federal income tax means you get to keep more of your hard-earned income for yourself, for your family and to share with others. You benefit, your family benefits and the economy as a whole benefits.

At least, that’s the way it’s supposed to work.

The new tax proposal is being pitched as a “tax cut for the middle class”.  As with every tax overhaul there are winners and losers, but taxpayers need to be careful what they wish for.

Improve Your Cyber Self-Defense With Stronger Passwords

5 steps to creating stronger passwords

Photo by Glenn Carstens-Peters on Unsplash

Prior to the Equifax breach, I admit to being lax in my personal cybersecurity. In my defense, it wasn’t so much that I was careless, I was just naïve to the risks that we face in our digital world.

Sure, I used passwords and followed all the basic rules. I assumed that big companies, the government and other stewards of my personal data, kept it secure in a way that I could count on.

In the past, that may have been enough, but after the recent Equifax breach, I decided to take a much more proactive approach to protecting my family’s personal information and reducing the risk of more serious problems down the road.

Your passwords – how you create them, how you manage them and how often you update them – are at the core of a strong cyber self-defense plan.