Mike Branch, CFP® -- Focus Financial

Do you wonder how much money you will need for retirement?  Are you concerned about how long your retirement income will last? Do you know what effect estate and income taxes will have on your IRA and other retirement accounts?

If so, you are not alone. Most of my clients list these as major concerns.

My practice focuses on retirement and estate planning for people who are nearing or already in retirement. For nearly 18 years I have been helping clients plan for retirement and maintain their retirement income.

I begin each client relationsip by developing a personalized retirement plan based on the client's unique needs and circumstances. I also provide specific strategies designed to manage financial assets, produce a sustainable retirement income, and reduce estate and income taxes.

Each client relationship also includes personalized, on-going support during retirement including regular monitor and review of your investments, advice on financial matters, and strategies to leverage your estate for the benefit of your heirs or other beneficiaries. 

More specifically, the services I provide include:

• A written financial plan that ties together retirement, estate planning, income strategies and other important financial goals.

• Specific ideas and recommendations to plan for retirement, produce retirement income, help reduce taxes and manage investment assets more effectively.

• Independent, fee-based investment management services offered through Charles Schwab, Inc. and/or Royal Alliance Associates, Inc. including asset allocation, retirement income strategies, and asset management.

• Regular review of your accounts and financial situation